Can The Fha Appraiser Get Away With Using Comps That Don’t Even Come Close.?

The house is a 3 bed rooms 2 bath brick ranch attached garage 1656 sq feet above grade. 60% finished full walk out basement it appraised for 157.000 we paid 149.000 built in equity 3 years ago.Walk out basement with built in brick fire place carpet big windows game room wet bar everything you would want. The appraiser didn’t count anything below grad .We also added a 10×24ft deck at $9000.00 not included either. When we bought the home it listed as 2500 sq feet they included 50% of the basement When my home was appraised for refinance last week it came in at 124.000 I was so mad I could spit nails. His comps were 2 Cape Cod style vinyl siding detached garage small yards no deck. The other two were part brick part vinyl siding one with a car port the other was close to ours the only thing 3 of them had in common with ours is the sq foot. three of the other houses had no sales in the past 12 months and weren’t for sale . the one that did sell that was like mine went for 159.000 on the appraisal he depreciated our home for its age 50.000
it was built in 1959 it is in great shape .